Welcome to our Georgia Reverse Mortgage website! Our mission is to set the highest standard in the Reverse Mortgage industry here in Georgia. We are committed to quality customer service and putting the needs of the seniors we serve first. Whether you are looking for a Reverse Mortgage on your current home or looking to purchase a new residence with the exciting Reverse Purchase program, we will always adhere to the highest degree of integrity in all of our business transactions.

When it comes to Reverse Mortgages, education is key. Our pledge to you is to assist you in the Reverse Mortgage education process so you are able to make your own informed decision. You will never be pressured or pushed into a Reverse Mortgage by iReverse Home Loans. We want you to be able to make the financial decision that is best for you and your family. In fact, we always encourage prospective clients to invite family members to take part in that education process; and where the education meets the need we will be there for you!

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Find the Reverse Mortgage Option to fit your needs:

Reverse Mortgages

A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.

Am I Eligible?

To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.

How Much Do I Get?

The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.